Financial Calculators

Many people find it useful to consider alternate scenarios before making important financial decisions. For this reason, we have provided you with access to more than two dozen easy-to-use financial calculators covering areas as diverse as retirement planning, mortgage payments and college savings.

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Retirement Savings and Planning

Retirement Planner Determine if your retirement plan is on track.
Contribution Effects on Your Paycheck See how increasing your contributions to a 401(k), 403(b) or 457 plans can affect your paycheck as well as your retirement.
Retirement Income Determine how much monthly income your retirement savings may provide you in your retirement.
Spend It or Save It Calculator See how you manage your 403(b)/401(k) when you leave an employer can cost you both in taxes and lost earnings.
Required Minimum Distribution (RMD) Determine your Required Minimum Distributions (RMD) and future year’s distribution requirements as a retirement account owner.
Social Security Use this calculator to estimate your Social Security benefits or go to the Social Security website to get your actual Social Security earnings record.

Mortgage Calculators

Mortgage Loan Calculator Use this calculator to determine your monthly payment and amortization schedule.
Mortgage Qualifier Can you buy your dream home? Find out just how much you can afford!
Mortgage Refinance Break Even Should you refinance your mortgage? Use this calculator to determine when you will break even.

Loan Calculators

Alternative Payment Frequencies Use this calculator to determine your payment or loan amount for different payment frequencies.
Amortizing Loan Calculator Enter your desired payment – and let us calculate your loan amount. Or, enter in the loan amount and we will calculate your monthly payment!
Loan Comparison Calculator Use this calculator to sort through the monthly payments, fees and other costs when comparing loan options.
Loan Prequalification Calculator Use this calculator as your first step in determining your ability to qualify for a loan.

Savings Calculators

College Savings Use this calculator to help develop or fine tune your education savings plan.
Compound Savings Calculator Find out how consistent investments over a number of years can be an effective strategy to accumulate wealth.
Cool Million Find out when your savings plan may make you a millionaire!
Savings Distribution Calculator Use this calculator to determine savings balance after a series monthly, quarterly or annual withdrawals.
Savings Goals What will it take to reach your savings goal? This financial calculator helps you find out.

Personal Finance

Basic Financial Calculator This works just like a pocket financial calculator. In addition to arithmetic, it can also calculate present value, future value, payments or number of periods.

Note: Information and interactive calculators are made available to you as self-help tools for your independent use and are not intended to provide investment advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Vanguard Tools

In addition, our partnership with Vanguard allows all participants access to user-friendly financial planning tools and resources without a login.